Our History

Our agency was founded in 1935 by Dan Carpenter, a successful, realtor, farmer and insurance agent.  His prior insurance experience was in Tulsa, Oklahoma where he was a leading producer with the Prudential Life Insurance Company.  The agency was first known as “Dan Carpenter Insurance.”




In 1950, Dan’s son Milton joined him in the agency and the name was changed to “Dan Carpenter & Son Insurance”.  Subsequent to this, Dan’s wife, Ruth and his daughter Dorothea were enlisted to assist as the agency grew in its service to the Glades communities.  In 1965, Milton and his wife Nancy started the Milton Carpenter Insurance, Inc. agency with its offices in Belle Glade.


Milton Carpenter is our President and agency principal. Milton’s 60+ years of insurance experience includes two years as the State Representative for the Pawtucket Mutual Insurance Company of Pawtucket, Rhode Island, with responsibilities for the states of Florida and Georgia.


Peggy Carpenter Brady, Vice President and Commerical Accounts Specialist is our third generation in the family business. Peggy has twenty + years of experience in the commercial insurance industry.   

Our agency is the oldest, and the finest, independent insurance agency in Western Palm Beach County. Located 45 miles west of Palm Beach about three miles from the shore of Lake Okeechobee, this is one of the largest and richest farming areas in the State and accounts for a large proportion of the economy of the county (the largest county east of the Mississippi).

Dedicated to the highest level of professional service to our customers, Milton Carpenter Insurance has been long-time active members of the Florida Association of Insurance Agents and the Professional Insurance Agents Association of the State of Florida. Milton has been an active board member of the PIA for several years.